18. Mini Money Management Bootcamp: Why you can't seem to maintain a good budget and stay on track with your money management

Hi Friend,

Today's Episode is In today's episode I address the challenges of maintaining a zero-based budget when it seems unmanageable. I share personal insights from a conversation with my daughter about reconciling your budget and ensuring that all financial categories are properly accounted for at the end of each month. Key advice includes the importance of closing out each month's budget, reconciling planned vs. actual spending, and preparing the next month's budget starting from the real bank balance. Friends please set aside time monthly to review and adjust your budget, ensuring consistent financial management and progress toward financial freedom.